Locked Earn returns come from the platform’s periodic operation of locked assets and the yield pricing mechanism corresponding to the lock-up period, as well as promotional rewards that LBank may provide through marketing campaigns. Returns are calculated according to the rules after the product is established and are settled uniformly on the settlement date.

Common reasons include: the product is still in the lock-up period and returns have not yet been settled; the settlement date has not been reached; returns are distributed uniformly after settlement rather than daily. Please refer to the settlement date displayed on the product page.

Locked Earn must be held until the end of the lock-up period. Upon reaching the settlement date, the principal and returns will be returned according to the rules. Early redemption is generally not supported during the lock-up period (if supported, returns will be affected).